comprehensive and intelligent lending solutions for financial institutions

With built-in configurable workflows and automated processes, Yellow Buds offers financial institutions higher efficiency and low cost of customer acquisition as key benefits. The platform is powered by Artificial Intelligence (AI) and Machine Learning (ML) to make sense of all the available unstructured information, enabling faster and smarter decisions.

Yellow Buds makes borrowing easy and fast for your customers with automated processes that can approve, underwrite, and fund loans in minutes. We create a consistent, seamless digital lending experience for large multinational corporations, mid-sized and small business customers, and consumers. With open plug-in integrations for simple, streamlined and automated customer journeys, you can now constantly improve your products, be nimble and market ready.

We have deep expertise in building end-to-end Loan Management solutions for retail, commercial, consumer lending and asset and equipment leasing segments.

Lending Modules

Our solutions work on seamless and real-time data across origination, servicing, accounting, asset management, customer profile assessment and collections. We provide integration across different ERP systems for STP and data duplication or reuse. We offer a single straight-through-processing platform for the complete loan life cycle.

Loan Origination

Powered by AI and ML for data aggregation and credit risk analysis that gives real-time contextual insights, the loan origination module is designed to drive greater productivity across the entire credit ecosystem. Designed to fit the market need for digital lending experience, key features are:-

• API and AI driven origination connects to various lead channels and data sources

• AI driven engine qualifies the leads based on your product and loan process rules

• Omni Channel interface for customers, sales agents and leads partners with Real time updates

• Automated mapping of qualified leads to loan products

Credit Decision and Product Customization system

We combine both traditional and alternative credit scoring approaches and data sources to provide an intelligent credit engine which can help your business with the lowest possible risk and highest possible return. To meet market requirements, we facilitate easy creation of credit products with an efficient lending operation. Some key features are:-

• AI driven Credit decision system for customer profiling

• Integration with various data sources for validation of KYC and economic data

• Integration with social media and alternative data sources

• Digital document management and storage

• Integration with VICP and digital signature

Customer servicing, Collections and Delinquency management

Smart, AI based loan operations are enabled with Yellow Buds flexible and efficient automated processes. The Blockchain based design ensures good customer care for debtors and increased cash flow for financial institutions organizations.
Increased levels of efficiency, effectiveness, control, and overall performance can provide complete end-to-end lending management.